The Mortgage Loan Preapproval Process

The first step in the mortgage loan process, whether it be for a purchase or for a refinance is filling out our loan application worksheet and signing our authorization to run your credit.  You can obtain the above by calling us at 708-403-5181 or emailing us at
The loan application worksheet is a simple, fill-in the blank worksheet. There will also be a list of documentation that you will need to provide such as paystubs, bank statements, etc.

Once we receive all of your information, we will work on providing you with an approval through our automated loan processing system. After obtaining your approval, we will issue a pre-approval letter that will indicate the maximum amount that you are approved for to purchase a home. A pre-approval letter will put you in a more favorable negotiating position as it will show the seller that you have the ability to purchase the home. It is imperative to go through this process before searching for a home.


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Looking for a new home loan? Fill out the following form to get a fast quote from us.

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Avalon Mortgage Services, Inc. an Illinois Residential Mortgage Licensee


9439 West 144th Place
Orland Park, IL 60462-2543