We offer personalized service and some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience and knowledge of every aspect of the mortgage business and real estate market. Our expertise makes the purchase or sale of our client's homes and investment properties as well as the mortgage process a smooth transaction from start to finish.

Once you receive your preapproval, click here to start searching for your home!

"This was our first home purchase! Gloria and Laura were excellent!!! They held our hand through the whole process and always answered our questions very fast! We couldn't be happier!!!" Patrick Hampton, Tinley Park, IL

"Gloria and Laura are absolutely great! They offer a one stop shop that made our first home buying experience easy. They were able to help us find our home and secure our financing. The ladies were there with us every step of the way, explaining everything to us in detail in person or via email. We have recommended Gloria and Laura to all of our friends and would definitely use Avalon Mortgage Services again!" Justin Hardee, Oak Park, IL

"I cannot say enough about Avalon Mortgage Services and the amazing job they did helping us find great rates. Gloria Klischuk & Laura Sabella are as knowledgeable, patient, and professional as they come. They provide us with a number of options and helped explain the benefits to each. We were able to get a great rate and credits for closing, which allowed us some extra cash to help with the new place.
I would recommend Avalon Mortgage Services to everyone that reads this post! They were wonderful to work with and I truly believe they took a personal interest in helping us along the way. They made it their mission to help us every step of the way and I would highly recommend them to both friends and family!"
Tim C., Orland Park, IL

"Gloria & Laura from Avalon are wonderful. They helped us obtain a great rate for a condo that we purchased for our mom. They were very detailed & perfectionists when it came to the paperwork so that everything went smoothly, with a very friendly & witty attitude that made the whole process enjoyable." 
The Youngs., Manhattan, IL

"My husband & I have refinanced several times through Avalon Mortgage Services. The friendly, honest & personalized services Gloria & Laura provide were greatly appreciated."
Carol C., Chicago, IL

"Avalon Mortgage Services has been great! Both Gloria & Laura were always helpful & readily available to answer our questions. They are wonderful to work with. Awesome customer service!"
 Teresa S., Aurora, IL

"I saved $558 on my monthly mortgage payment & the value of my home didn't matter! I am so pleased with Avalon Mortgage Services"
Karen C., Alsip, IL

"Avalon Mortgage Services is one of the most thorough & honest companies I have dealt with for refinancing. I trust them; they made my refinancing convenient & painless & saved me over $200 on my payments!"
Mary Jo M., Chicago, IL

Apply For A Loan Now

Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.

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Get a New Loan Quote

We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

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When To Refinance

We'll guide you through the process and make it worry-free to reduce your interest rate and monthly payment! We can even help you pay down your balance more quickly for a comparable monthly payment by reducing your term. The rule of thumb that your interest rate must be a full percent lower than your current interest rate in order for it to be beneficial to refinance no longer applies because we at Avalon Mortgage Services, Inc. offer "no closing cost" loans! Therefore, the savings begin immediately!  Based on certain criteria, we may be able to refinance your current mortgage without an appraisal!

Refinancing Info

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 2.8% 2.85%
15-yr Fixed 2.33% 2.42%
1-yr Adj 2.87% 2.89%
* national averages