What information will be needed for the application (and how it's kept private)

Anything you submit over our website is 100 percent, fully secure. And we never share your information with anyone except by written permission.

Here is a list of the information we will need for your loan application:

For all loans

  • Copies of driver's license(s) and social security card(s).
  • Employment History
    • For the last two years, employment dates, addresses, salary.
    • Current pay stubs and W-2 forms.
  • Checking and Savings Accounts and Certificates of Deposit
    • Name of bank, type of accounts, account numbers and balances
    • Last 2 months' statements
  • Stocks, Bonds, and Investment Accounts
    • Broker's name and address, description of stocks, bonds, etc.
    • Last 2 months' statements or copies of stock certificates
  • Life Insurance Policies
    • Insurance company, policy number, face amount, cash value, if any
  • Retirement Plan
    • Approximate vested interest value
    • Copy of latest statement
  • Automobiles
    • Make, model and year of automobiles, their resale value
  • Other Assets
    • Approximate market value of personal and household property
  • Liabilities and Other Non-Mortgage Debt
    • Creditors names, addresses, account numbers
    • Monthly payments and balances

Other income information you may need

  • Two years most recent tax returns (Federal only)
  • If you're self-employed - Two years business tax returns (ie: Corporation, Partnership...) in addition to personal tax returns (Federal only)
  • If divorced or separated
    • Complete executed divorce decree and settlement agreement
    • Payment history of alimony/child support over the past 12 months, if it is a financial obligation.

If you own real estate

Name and address of all banks or mortgage lenders, account numbers, monthly payments and balances.

  • If you've sold your home but not closed:
    • A copy of the sales contract
  • If you've sold your home, closed, and you will use the proceeds for your new down payment:
    • A copy of the HUD-1 Uniform Settlement Statement

If you rent

Name, address and phone number of landlords for the past 24 months

If you're buying a home

  • Fully executed purchase sales contract or offer to purchase and all riders and disclosures.
  • If a source of your down payment is a gift:
    • Name, address and relationship of donor.
    • Gift funds will be verified in both the donor and recipient's accounts.
    • Note: Not all loan programs allow gifts to be part of your down payment.

For VA Financing

DD214 and Certificate of Eligibility

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